Regulatory

Stevens & Lee has extensive experience in dealing with and representing clients before federal bank, thrift and credit union regulatory agencies, as well as the state banking departments of Pennsylvania, Delaware, Maryland, New Jersey and New York, the United States Department of Justice, Federal Trade Commission, HUD and the Consumer Financial Protection Bureau.

We counsel clients on all aspects of financial regulation, including federal and state requirements as they relate to consumer and commercial lending, deposits, payment systems, cash management, non-insured products, capital requirements, the safety and soundness of the institution and corporate responsibility. We assist financial institutions before, during and after examinations and assist them in all facets of compliance, enforcement, penalties and administrative actions, including consent orders, cease and desist orders, civil and criminal penalties, administrative remedies, recordkeeping requirements, litigation, liability defenses and risk management. We also advise our clients on attorney/client privileged communications and sensitive internal investigations.

Stevens & Lee has assisted bank clients in the regulatory aspects of mergers and acquisitions of bank-related businesses and in issues surrounding permissible holding companies and other bank and thrift activities, including inter- and intra-state banking, branching and fiduciary matters through traditional and alternative delivery systems.

In addition, Stevens & Lee provides ongoing regulatory compliance consulting services to bank management, including analyzing and determining potential risks, developing and implementing action plans and monitoring compliance.

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